Debit card has become very common these days. Growth of the financial sector worldwide has made the mode of payment system easier resulting a common use of debit card.At the time of making purchases, the person through debit card can make the purchases and get deducted directly from his account. A Debit Card provides for on-line electronic payment from your savings / current accounts for purchases and access to ATMs for cash withdrawals and enquiries. It can be used both as an ATM card and as a method of payment when purchasing goods and services, in India and overseas.
You can keep track of your expenditure on the card as the details of every transaction at the merchant outlet are mentioned in the monthly bank statement. The details would include the name of the merchant, the transaction amount and the date of the transaction.
Card insurance, thus making the product more secure and safe. When you lose the card all you need to do is call up our 24 Hour Customer Care Centre and report the loss. You are protected from any liability arising on the Card from the time the loss is reported to us. No Insurance cover is provided for cash transactions at ATMs.

	Provides a competitive advantage
	Attracts new accounts and strengthens existing relationships
	Four times faster than writing a check
	Generates a new revenue stream for your credit union
	You will receive daily settlements through your Corporate
	Your credit union name and logo will be on your plastic
	Generates visibility in the market place for Your Credit Union
	Provides cross-selling opportunities

The debit card provides tremendous convenience in payments and helps the customers reduce the amount of cash they need to carry. Besides that customer always stays in control of his finances as he can spend only what he has in his account. It also gives an unparalleled access to his account, whenever he wants, wherever he goes.
Customers are advised to immediately sign on the panel on the back of the Card. However, to prevent any possible misuse, even before delivery of Card to customer, it has been made mandatory that Customer should first use the Card at ATM, which requires PIN to be entered.. Debit Card will be activated for use at POS only after it is used at ATM.

	Much easier to use than a check
	Statements are itemized with the location and time of the debit card
	transaction and deducted from your account. Checks are not.
	Most debit cards double as ATM cards .
	With Checks you have to stay on top of balancing your account.
	No room for account error because the debit is automatically taken

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